The Debt Dance

I was reading GetOutofDebt.org when I came across this couple’s sad situation:

I hope you can help me decide. My husband and I both work for a consturction company that has no work. They have not laid us off yet, but have cut our hours to 32 per week.

I have not been able to get a nights sleep for worring how we are going to keep up with the credit card payments.

Steve went through their options with them, the most logical being bankruptcy. Steve is a smart guy and I would tend to agree with him. These people need a break.

(As a side note, if you are thinking about debt consolidation or settlement this is a good section to read.)

Now I want to talk about another aspect that is going on with this family.

One door is closing on them and you know what they say, one door closes and another opens.  This couple has a fantastic opportunity to re-engineer their lives and create a life they really, really want.

When we’re in the midst of a major stressor we rarely look at the upside, at the options suddenly made available.

I’m not saying that chasing one’s rainbow while dealing with unemployment and the realities of how to pay the bills will be easy. But it can be exciting.

The key is to do what it takes. I would suggest that you do what you love at the same time.

Earn extra money until your dream is achieved by doing something you really like and you’re really good at. Don’t believe it can be done?

Suppose you love dogs and have always wanted to work with dogs. But…what do you do? Can you make any real money at it? Tammy Roussin is a pet sitter featured in St. Louis Magazine. She’s a pet sitter. She has been doing this for 7 years. She has 400 clients. She makes $100,000.

I’d say that’s some decent money. And she loves it.

There is no denying that tough times take a toll on us. But if we can focus…and believe…on our dreams the stress and worry really can be replaced by joy and excitement.

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NOW HERE’S TWO OF MY FAVORITE SAYINGS:

The Chinese Symbol (in rough translation) for CRISIS contains the signs for danger and OPPORTUNITY.

To reach a port, we must sail – sail, not tie at anchor – sail, not drift.
- Franklin D. Roosevelt

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